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Arrest, deport those involved in ‘5-6’ lending scheme – DU30

Published

by Genalyn D. Kabiling and Rey G. Panaligan

The government is stepping up its crackdown on foreigners engaged in the notorious “5-6” money lending scheme to ease the suffering of poor Filipinos.

During Monday’s Cabinet meeting, Agriculture Secretary Emmanuel Piñol said President Duterte ordered the arrest and deportation of foreigners involved in the dubious money-lending scheme.

“Sobra na yan. Pautangin ng “5-6” (interest rate) tapos bentahan pa ng mahal na mga appliance. Patay talaga ang pobre dyan (That is already too much. They lend you money with a “5-6” interest and sell appliances at a high price. The poor can never survive that kind of scheme),” Piñol quoted the President.

The President has directed Foreign Affairs Secretary Perfecto Yasay Jr. to inform the Indian Ambassador in the Philippines about his decision “to stop the usurious lending scheme in the Philippines,” Piñol said.

VIOLATING THE LAW

“They are violating Philippine laws by indulging in a money-making business without the necessary permits,” Duterte said.

Piñol noted that around 50,000 motorcycle-riding Punjabis have been charging high interest rates in their money lending offer to borrowers in the country. When a borrower owes a P5,000 loan, they are forced to pay P1,000 interest in a month collected every day.  A person who owes P1,000 under the “5-6” scheme has to pay P30 a day for 40 days or a total of P1,200.

“The very high interest rates, however, have resulted in hardships for the borrowers who could hardly pay up the loans,” the agriculture secretary said.

Justice Secretary Vitaliano Aguirre II said those engaged in the “5-6” lending scheme can be arrested even without a warrant if they do not have business permit and other government requirements.

The interest in the “5-6” lending activity is legal after the repeal of the Usury Law and the removal of the interest ceilings, he said, “but we could not accept that kind of interest.  In civil cases, the courts do not recognize that usurious interest rate.”

P1-B STANDBY FUND

To curb dependence on dubious lending schemes, Piñol said the government has set aside an initial P1 billion to provide easy access to loans to small businessmen.

The President promised to allocate additional funds for micro lending in all regions as  soon as the Philippine Charity Sweepstakes Office (PCSO) and the Philippine Amusement and Gaming Corporation (Pagcor) remit their income to the national government.

Trade Secretary Ramon Lopez has observed the “5-6” lending scheme has proliferated due to the inability of government lending institutions to provide an easy access facility for small businessmen.

“Sec. Lopez said DTI has already designed a scheme on how to extend soft loans to small businessmen with an interest of 20% every year, payable in one year,” Piñol said.

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  • Inigo Montoya

    NOW THATS GOOD NEWS!!!

  • Hein S

    I asked an Indian lender why his rates are high.

    He said 20% of his Pinoy borrowers dissappear.

    LOL!!!!!

    • Melchor

      And do you believe them.
      Indians are the greatest liars on earth. Their gov’t had a hard time collecting taxes from them to the point that it change all their money notes issues so that all those kept a home to avoid gov’t taxes has to come out.

    • High risks, high returns. Low risks, low returns. That’s a key business theory.
      5-6 schemers earning more than the drug dealers? Maybe but could they beat the corrupt government officials in earnings?
      The drug dealers take the money of our youth, destroy their physical and mental capacities, and divide their families.
      The 5-6 schemers are in an unregistered business, are engaged in real business, but take a good amount of your money as an application of the “high risks, high returns” maxim.
      The corrupt government officials imposes high taxes, collects them through witholding taxes, then rob the national treasury right before your eyes. Project kickbacks, PDAF, bonuses….

    • johnny wang

      Very true and then he has to pay kickbacks and commisiions to the politicians and the police there in the PH. Atleast the local people should be appreciative and grateful for the Indians are offering them a service that their banks and their goverment cannot offer

    • Melchor

      And do you believe them.
      Indians are the greatest liars on earth.
      They are noted all around in others countries as rude.
      Their gov’t had a hard time collecting taxes from them to the point that it change all their money notes issues so that all those kept a home to avoid gov’t taxes has to come out.

      These people are making money more than a drug dealer does.

      • Paramjeet Singh

        I tell you , Many of my Indian friend cheated by Filippinos on name of business ventures, not small sum but Millions of Dollars,
        you are a pest, just stay in your middle east and work as Caregiver changing diaper of people

        • Melchor

          http://www.sciforums.com/threads/indians-and-lying.114891/
          She asked Me – “Why do Indians lie? Is it in your Culture?” I answered YES.
          Margi Dianne: I absolutely disagree with your romanticising the Indian ‘Lying’ habit. It can have extremely sinister consequences and we need to prevent their habit to be acceptable in the workplace at all cost.I work with lots of Indian Doctors and Nurses in a critical care setting. They continue to lie about having done a particular task for fear of being found out that either they forgot to do it, or worse; that they do not know how to do it. The consequence in a life and death situation can be fatal. Mistakes and epic disasters are either occurring or narrowly being avoided when it is found out that to save face they are lying continuously.

          I am speaking of 34 years experience in working with Indian ‘professionals’, and whilst some may find this unpleasant trait endearing, I find it alarming with possible sinister outcomes.

          Anne trophy:….and I thought only the Indians I have met are liars. Thank you for pointing out it’s genetic. Now I know where my daughter got it from: HER FATHER’S side of the family. Poor girl…

          Sick_of_indians :Indians are the most disgusting horrible people in the world – yes this is the reality of Indians which most people dont know. Everyone thinks Indians are peaceful and harmless, when in fact they are the most filthy, corrupt, violent, angry, hate filled. Jealous, dishonest, nasty people on this planet. I have spent a lot of time all over the world, in western and eastern europe, america, thailand, singapore, middle east etc….and never have i come across people worse than Indians….they are truly horrible. Even if u make an Indian friend they will lie about their entire life and many other things…..it must be in their blood maybe and the worst part is they are very dysfunctional as a society, very greedy, very money hungry even if they have a lot of money and very sick minded people. I really do not want to interact with any indians again, i cant go into the bad experiences ive had with indians but now ive had enough, they are very bad people and impossible to deal with. Maybe they s are forced to become bad because india is the most disgusting dirty country in the world…when the quality of life is so low, government totally useless and a system corrupt to the core then what else can u expect the people to be like?(Many more are there)

          Are the impressions recorded true?

      • Perry

        I think some Indian did not gave you loan , may be you are a bad payor

      • Perry

        Melchor the Diaper changer,
        I tell you true thing, I have a Indian friend who marry Filipino girl with a readymade baby, the mother**er filipino guy left the girl after making her pregnant. He is taking care of the girl and feeding even her whole family
        you are just a arrogant piece of sh*t who change diaper abroad

        • Melchor

          https://www.quora.com/Do-Indians-lie-more-than-others
          Sick_of_indians :Indians are the most disgusting horrible people in the world – yes this is the reality of Indians which most people dont know. Everyone thinks Indians are peaceful and harmless, when in fact they are the most filthy, corrupt, violent, angry, hate filled. Jealous, dishonest, nasty people on this planet. I have spent a lot of time all over the world, in western and eastern europe, america, thailand, singapore, middle east etc….and never have i come across people worse than Indians….they are truly horrible. Even if u make an Indian friend they will lie about their entire life and many other things…..it must be in their blood maybe and the worst part is they are very dysfunctional as a society, very greedy, very money hungry even if they have a lot of money and very sick minded people. I really do not want to interact with any indians again, i cant go into the bad experiences ive had with indians but now ive had enough, they are very bad people and impossible to deal with. Maybe they s are forced to become bad because india is the most disgusting dirty country in the world…when the quality of life is so low, government totally useless and a system corrupt to the core then what else can u expect the people to be like?(Many more are there)

          Margi Dianne: I absolutely disagree with your romanticising the Indian ‘Lying’ habit. It can have extremely sinister consequences and we need to prevent their habit to be acceptable in the workplace at all cost.I work with lots of Indian Doctors and Nurses in a critical care setting. They continue to lie about having done a particular task for fear of being found out that either they forgot to do it, or worse; that they do not know how to do it. The consequence in a life and death situation can be fatal. Mistakes and epic disasters are either occurring or narrowly being avoided when it is found out that to save face they are lying continuously.

          I am speaking of 34 years experience in working with Indian ‘professionals’, and whilst some may find this unpleasant trait endearing, I find it alarming with possible sinister outcomes.

          Anne trophy:….and I thought only the Indians I have met are liars. Thank you for pointing out it’s genetic. Now I know where my daughter got it from: HER FATHER’S side of the family. Poor girl…

      • Inigo Montoya

        WOW!!!

  • mutamo

    1 billion? huh..sandali lang yan sa dami ng manunuba, sarado agad program na yan

  • ARG Asia

    Get all the Bumbays arrested, confiscate their assets and put them in jail. Most of them do not have valid visa’s or work permit, so they should be deported when they are finished their jail time. Exploitation of the poor must stop, both from the corrupt and the Bumbay money lenders. In several towns the vigilantes have solved some Bumbay problems, but it is better the PNP solve the problem in a civilized and legal way.

    • Melchor

      These people are making more money than a plain drug pusher so they should be eliminated

      • Ambrosio

        You will be the next found lying in the street lifeless…

        • Melchor

          so you want to keep the indians sending money to India from the proceeds of the very poor vendors they do 5-6 usury. You want to keep the parasites of the very poor?

          • Perry

            your hate must be praised, and 5-6 must be stopped only for Indians, 1

        • Melchor

          Why? are you and indian hired henchman?

      • Perry

        I think you was a drug pusher before so you know their income,

        • Melchor

          https://www.quora.com/Do-Indians-lie-more-than-others

          Do Indians lie more than others?
          2 Answers
          Athi S Sundar
          Athi S Sundar, HR Advisor in SC/ST issues; 4 years Experience in a major PSU.
          Written Jul 7, 2016
          Do Indians lie and cheat a lot more than others ?

          Do we, Indians lie and cheat a lot ?I don’t know for sure.But,at least that is the impression one gets after reading the following comments of foreigners found in a popular NRI website -Why Indians Lie | Cannot Say No | Lying .

          Helen: When I was in India everyone lied and cheated. When I asked why they are so dishonest, he just laughed and put a cigar in his mouth like he was a big man. He stopped laughing when I had him thrown out of Hong Kong. He called me and said he couldn’t sleep all night because he was deported. It was my time to laugh.

          Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with Indians and you will sleep better and have your peace of mind.

          Marie:Indians have never told me the truth. They are so arrogant and if you let them in your house after you have known them for months, they will push you down on your carpet and try to rape you. I think they are pigs. They also murder their wives much more than any other country. An Indian man just killed his wife in Hanover, Maryland at Dunkin Donuts where they both worked. Also, another Indian and his mother killed his wife after she bore him two sons. Indians make me feel ill, so when I see one at the store I spit on them.

          An American:And they will continue to lie to the point of being delusional! Look at the post from this clown: They’ll ALWAYS find a way to conjure up fake stories. None of the things he/she claimed on the list are true.

    • Perry

      why confiscate their assets, do you know 70 % of your economy is based on OFW ..
      what if all countries kick out OFW ?

      • Melchor

        http://www.sciforums.com/threads/indians-and-lying.114891/
        I want to phrase this correctly. So I’ll give a bit of a back story.

        In January I started my new career as an executive recruiter for the IT industry. I have a specialty in recruiting corporate executives for permanent placement along with hourly contractors in QA, C/C++ Programmers, Network Architects, Business Intelligence Analysts (esp. QlikView) and IBM software suite (Tivoli, AIX & Websphere). It’s been an interesting ride and one that has the potential for being a career-til-retirement.

        So, my first day on the job my boss (who’s a little crass) says, “Dan. Word of advice. Never trust Indians. They are all liars and will lie to your face and then lie again even if they are caught.”

        I thought, “Huh. That was a little racist.” And carried on.

        The next week I was at our corporate headquarters and an INDIAN recruiter from Ottawa said to me [to paraphrase], “Dan, this will sound weird, but take it from me as an Indian. Indian contractors will lie through their teeth. They are the biggest liars on earth.” Which prompted an interesting conversation as to whether I could trust her.

        Anyhoo, over the past 7 months, I’ve experienced first hand the unique cultural difference between Americans and fresh-off-the-boat Indians that I’m trying to be scientific about. Some people will knee jerk and call it “being a liar” and — frankly — I sympathize. I really don’t get some of the deception I get. And I know, some people like to say “stereotypes don’t apply to everybody” and I hate to sound like a fucking racist, but it’s really hard for me to come up with a single contractor that I’ve dealt with who I didn’t catch in some kind of a lie. Typicals are:
        Wanting to renegotiate the signed contract after the signature and after the close.
        Telling me–constantly–that “they missed work for a sick relative and couldn’t call.”
        Telling me that they have to fly back to India to get married.
        Telling me that they were confused (when, in many cases, they read English better than Americans do).
        Promise to be on time, but are perpetually late.
        I’ve had exactly 16 Indian contractors on payroll and 5 of them have had to be fired for being late. Another three have been suspended. I’ve interviewed at least three times that many (in the USA about half of all IT professionals–at least the high end programmers / developers I deal with, are from the Sub-Continent). The actual quality of work is generally good, but every communication with Indians is always them telling me whatever I want to hear, being uber-deferential and then either disappearing off the face of the earth or just coming up with some weird lie. I don’t get it.

  • Melchor

    These people are pests. They should not exist in the anywhere on earth.
    Once a poor vendor is hooked up to them, they tie them for life. They are really a parasite of the poor. And guess what? The money they earned is sent to India!!!!

    • johnny wang

      Dont hate or be angry on the Indians or the Chinese. They are offering the PH people a service that your corrupt banks and your corrupt leaders and goverment cannot offer. Most of this lenders are cheated or the loans not repaid but they continue to lend and help and assist the PH poor people which your leaders or goverment cannot and will never do.

      Be grateful to the Chinese and the Indians without whom the situation would have been a lot worse then what it is now. Blame your leaders for taking the country to the dogs and not others who are here to help you and their families back home too.

      • Melchor

        Indians are not helping.They pretend to help and argue that they help. They are the ones that wanted to be helped earn 20% a month from the money they lend to poor helpless vendors. Without the Indians Filipinos lenders will be their. The Indians are here even without legal documents. Are you not wondering why. That is illegal already how much more lending at 20% a month to be able to send money back to India

        • johnny wang

          The PH seems to be having a problem with everybody. First it was with the Americans, then with the Chinese and now it is with the Indians. Why dont they just grow up and learn to live in peace and harmony with the rest of the world

          • Melchor

            Everybody has a problem with everybody. The americans with the mexicans. The british with non british. The indians with pakistainis. Georgians with russians. Greeks with turkey. the list goes on.

            Don’t make the filipinos bad instead of the indian parasites sucking the lifeline of the very very poor just to have lots of money to be sent to India.

            These indians does even know how to speak the local language.

          • johnny wang

            Atleast the Indians are not selling drugs or running brothels and vice dens in Mabini or Angeles city.They did not come to the PH through illegal routes or as refugees but through your airports legally. They are doing an honest job which your goverment and your countrymen cannot do. You guys are jealous because you cannot compete with them or help your own people like this Indians are doing

          • Paramjeet Singh

            this is what people like Melchor want, they are happy to dance in front of foriengers and do anything for money

          • Melchor

            https://www.quora.com/Do-Indians-lie-more-than-others
            Marie:Indians have never told me the truth. They are so arrogant and if you let them in your house after you have known them for months, they will push you down on your carpet and try to rape you. I think they are pigs. They also murder their wives much more than any other country. An Indian man just killed his wife in Hanover, Maryland at Dunkin Donuts where they both worked. Also, another Indian and his mother killed his wife after she bore him two sons. Indians make me feel ill, so when I see one at the store I spit on them.

            An American:And they will continue to lie to the point of being delusional! Look at the post from this clown: They’ll ALWAYS find a way to conjure up fake stories. None of the things he/she claimed on the list are true.

            Margi Dianne: I absolutely disagree with your romanticising the Indian ‘Lying’ habit. It can have extremely sinister consequences and we need to prevent their habit to be acceptable in the workplace at all cost.I work with lots of Indian Doctors and Nurses in a critical care setting. They continue to lie about having done a particular task for fear of being found out that either they forgot to do it, or worse; that they do not know how to do it. The consequence in a life and death situation can be fatal. Mistakes and epic disasters are either occurring or narrowly being avoided when it is found out that to save face they are lying continuously.

            I am speaking of 34 years experience in working with Indian ‘professionals’, and whilst some may find this unpleasant trait endearing, I find it alarming with possible sinister outcomes.

            Anne trophy:….and I thought only the Indians I have met are liars. Thank you for pointing out it’s genetic. Now I know where my daughter got it from: HER FATHER’S side of the family. Poor girl…

          • Melchor

            http://www.culturallyindian.com/she-asked-me-why-do-indians-lie-is-it-in-your-culture-i-answered-yes/
            She asked Me – “Why do Indians lie? Is it in your Culture?” I answered YES.
            By : Neer Bawra Posted On : June 6, 2015

            unsafe
            It was a day when I answered a question. A question that never before existed for me, or I never thought about it, why? coz I am an Indian too.
            Being a freelance Web Developer, I often get occassions to talk to foreign clients about the projects and other stuff. But on that particular day, me and my client went into some overhead conversations about my country(India) and her country(US).

            She asked me many questions, about Indian Tradition, My religion and many other things about India. She told me that she has already visited India two times before and that too for long duration and has seen almost all the states of India. She told me so many nice things about my Country. It was then finally when
            She asked me:-

            “Why do people in India lie? I have visited Delhi and Agra too, and I don’t remember any single person who didn’t lied to me. I have visited 48 countries till now but people in India were horrible.

            The Rickshaw wala, The auto wala, Even the taxi driver who took us from Delhi to Agra. The Taxi driver lied to me the whole way till Agra, he just wanted money and only money. So he lied where ever he could.
            Before hiring you, I hired many people from India to work for me. They all lied to me about my website issues. They gave me false pricing. They never even delivered me things that they commited to deliver at that price. So my question to you is, Why do Indians lie? Why can’t they just tell the truth? And who teaches them to lie to every person, just to snatch little extra money from other people?

            Do their parents taught them to tell a lie since childhood? Or did they themselves learned from their parents coz they watched their parents lying to other people?”

            She just kept on firing questions to me as if she was extremely fed up with what she had experienced with Indians. I had no answer to her questions, infact she herself had the answer.

            So, finally I said

            “Yes!! In India, parents teach their children to tell a lie to other people. They learn from their parents to make false promises, to just think about money, coz people here just don’t think what bad impression they are leaving on their children right from childhood to teenage, by telling lie to other people in front of them.

            Children make their parents, their ideal. They learn what their parents teach them. So for people like this, lying at every event has become an Indian Culture. This culture is inherited from one generation to another. No one here thinks what impact it is going to make to the world”.

          • Melchor

            https://www.quora.com/Do-Indians-lie-more-than-others
            Helen: When I was in India everyone lied and cheated. When I asked why they are so dishonest, he just laughed and put a cigar in his mouth like he was a big man. He stopped laughing when I had him thrown out of Hong Kong. He called me and said he couldn’t sleep all night because he was deported. It was my time to laugh.

            Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with Indians and you will sleep better and have your peace of mind.

            Marie:Indians have never told me the truth. They are so arrogant and if you let them in your house after you have known them for months, they will push you down on your carpet and try to rape you. I think they are pigs. They also murder their wives much more than any other country. An Indian man just killed his wife in Hanover, Maryland at Dunkin Donuts where they both worked. Also, another Indian and his mother killed his wife after she bore him two sons. Indians make me feel ill, so when I see one at the store I spit on them.

          • Perry

            Indian have no problems with Pakistanis , its Neighbor Opportunist agenda .. but people like you have problems who help you

          • Melchor

            I want to phrase this correctly. So I’ll give a bit of a back story.

            In January I started my new career as an executive recruiter for the IT industry. I have a specialty in recruiting corporate executives for permanent placement along with hourly contractors in QA, C/C++ Programmers, Network Architects, Business Intelligence Analysts (esp. QlikView) and IBM software suite (Tivoli, AIX & Websphere). It’s been an interesting ride and one that has the potential for being a career-til-retirement.

            So, my first day on the job my boss (who’s a little crass) says, “Dan. Word of advice. Never trust Indians. They are all liars and will lie to your face and then lie again even if they are caught.”

            I thought, “Huh. That was a little racist.” And carried on.

            The next week I was at our corporate headquarters and an INDIAN recruiter from Ottawa said to me [to paraphrase], “Dan, this will sound weird, but take it from me as an Indian. Indian contractors will lie through their teeth. They are the biggest liars on earth.” Which prompted an interesting conversation as to whether I could trust her.

            Anyhoo, over the past 7 months, I’ve experienced first hand the unique cultural difference between Americans and fresh-off-the-boat Indians that I’m trying to be scientific about. Some people will knee jerk and call it “being a liar” and — frankly — I sympathize. I really don’t get some of the deception I get. And I know, some people like to say “stereotypes don’t apply to everybody” and I hate to sound like a fucking racist, but it’s really hard for me to come up with a single contractor that I’ve dealt with who I didn’t catch in some kind of a lie. Typicals are:
            Wanting to renegotiate the signed contract after the signature and after the close.
            Telling me–constantly–that “they missed work for a sick relative and couldn’t call.”
            Telling me that they have to fly back to India to get married.
            Telling me that they were confused (when, in many cases, they read English better than Americans do).
            Promise to be on time, but are perpetually late.
            I’ve had exactly 16 Indian contractors on payroll and 5 of them have had to be fired for being late. Another three have been suspended. I’ve interviewed at least three times that many (in the USA about half of all IT professionals–at least the high end programmers / developers I deal with, are from the Sub-Continent). The actual quality of work is generally good, but every communication with Indians is always them telling me whatever I want to hear, being uber-deferential and then either disappearing off the face of the earth or just coming up with some weird lie. I don’t get it.
            http://www.sciforums.com/threads/indians-and-lying.114891/

          • Perry

            your job is to change diapers. so do it

          • Melchor

            https://www.quora.com/Do-Indians-lie-more-than-others
            Sick_of_indians :Indians are the most disgusting horrible people in the world – yes this is the reality of Indians which most people dont know. Everyone thinks Indians are peaceful and harmless, when in fact they are the most filthy, corrupt, violent, angry, hate filled. Jealous, dishonest, nasty people on this planet. I have spent a lot of time all over the world, in western and eastern europe, america, thailand, singapore, middle east etc….and never have i come across people worse than Indians….they are truly horrible. Even if u make an Indian friend they will lie about their entire life and many other things…..it must be in their blood maybe and the worst part is they are very dysfunctional as a society, very greedy, very money hungry even if they have a lot of money and very sick minded people. I really do not want to interact with any indians again, i cant go into the bad experiences ive had with indians but now ive had enough, they are very bad people and impossible to deal with. Maybe they s are forced to become bad because india is the most disgusting dirty country in the world…when the quality of life is so low, government totally useless and a system corrupt to the core then what else can u expect the people to be like?(Many more are there)

      • Melchor

        https://www.quora.com/Do-Indians-lie-more-than-others

        Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with India

        • Paramjeet Singh

          Melchor,

          now you moron dont know how filipino cheat filipinos
          indians are servicing people and thousands of people dont have money to buy rice even.. you must be working in abroad and talking shit like this
          why pest like you given jobs outside philippines, you have answer ?

          • Melchor

            https://www.quora.com/Do-Indians-lie-more-than-others
            Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with Indians and you will sleep better and have your peace of mind.

          • Melchor

            https://www.quora.com/Do-Indians-lie-more-than-others
            Sick_of_indians :Indians are the most disgusting horrible people in the world – yes this is the reality of Indians which most people dont know. Everyone thinks Indians are peaceful and harmless, when in fact they are the most filthy, corrupt, violent, angry, hate filled. Jealous, dishonest, nasty people on this planet. I have spent a lot of time all over the world, in western and eastern europe, america, thailand, singapore, middle east etc….and never have i come across people worse than Indians….they are truly horrible. Even if u make an Indian friend they will lie about their entire life and many other things…..it must be in their blood maybe and the worst part is they are very dysfunctional as a society, very greedy, very money hungry even if they have a lot of money and very sick minded people. I really do not want to interact with any indians again, i cant go into the bad experiences ive had with indians but now ive had enough, they are very bad people and impossible to deal with. Maybe they s are forced to become bad because india is the most disgusting dirty country in the world…when the quality of life is so low, government totally useless and a system corrupt to the core then what else can u expect the people to be like?(Many more are there)

          • Melchor

            http://www.fullstopindia.com/10-annoying-things-about-india-and-indians/

            3. Hypocrisy Between Religion and Life

            Hinduism and Islam are the most common religions in India. Followers are quick to educate foreigners on the societal laws of the country. And what sounds great on paper doesn’t always translate into reality. I once had a conversation with a tour guide about Hinduism, specifically his beliefs and how they applied to his life. We spent far too long talking about the ideals of Hinduism and as I questioned him further it was clear there were cracks in his theories. Topics about helping others in need and concern for one another are the basics of good moral consciousness. ***But when asked to give examples of how he helps his community, there were none. He was focused on earning enough to take care of his family.***

    • Perry

      your hate must be praised, and 5-6 must be stopped only for Indians,

  • Harper

    so it is just the foreigner you want to put a stop to not the local filippinos that run 5-6. Tell me are they supposed to lend there money for nothing and what is the rate they should charge? How about those that do not repay their loans.. will the gov help them with the lost funds. My neighbour runs a 5-6 she is a lesbian and Filippino are you going to deport her…My wife tells me that 5-6 lending has been going on by locals for a long time more than 40 years that she recalls.

    • True. Even during the 60’s and during the effectivity of the Usury Law, the Bumbays are already here doing the 5-6 scheme. The scheme thrived because it exploited the Filipinos preference of paying in small amounts on a daily basis rather than in big amounts on a monthly basis. It seems our kababayans could not accumulate their daily savings to serve as montly amortization for possible banking loans. The scheme has a wide following among the daily earners – tinderas, cigarette vendors, sari-sari store, and among the non-working housewives who source their children’s tuition fees from the Bumbays. To be fair, the scheme also helps the underground economy, is simple, has less requirements and paper works, and less legal threats. Threats resulting from unpaid loans may come from the Pinoy Loan sharks but never heard them from the Bumbays.
      The government could crack down on this scheme but they should also step up their investigations of the infamous Financing and Lending companies which apply exorbitant lending rates (almost approaching the 5-6 schemes). The requirements for their secured loans parallel that of the banks – co-guarantors, collaterals, and voluminous legal documents. Then there are the filing fees reckoned as a percentage of the loans, and of course the monthly collection letters from a law office threatening legal suits in case of defaults.

      • Harper

        Perhaps they should also investigate the banks especially credit cars. They make 5-6 lenders look generous. Really I do not have a problem with someone making a reasonable profit for lending money to those that cannot get money any other way. With the banks paying absolutely nothing for a private savings account but they charge you for every piece of paper they process. Even ATM transaction are being charged to your account. . A small question Have you every misplaced your ATM and went to the bank to get a new one.???? To begin with that plastic could not cost more than a peso max. The Bank calls you are Lying and you must go to THEIR lawyer and swear out an affidavit. Cost 200 and 100 for the new card. Tell me that is not a scam. In other countries you enter the bank say I lost my card and they cancel the old card and GIVE you a new one. end of session. NO COST
        Short story yes… Those that over charge should be stopped. But you also have to take into consideration these people knew what they were doing and willingly went to the 5-6 lender. They should pay their UTANG

        • Melchor

          No matter how much you calculate the bank costs of borrowing and maintaining account is still much cheaper than the 5-6 rate. Imagine a 20% interest in a month borrowed from and Indian usurer. It may look small as the money is paid back daily.

          If done the whole year round that is an amazing 240% . Ever wonder why the Indians are driving living in luxury after a few years business after arriving in the Philippines?

          • Harper

            I lent some relative money 250K at 3 % for one month and we agreed on 5 Percent for 3 months.. I thought that was reasonable. The first two times no Problem then they assumed i was not paying attention. It took some effort to get my money. Now I do not care if they die on the street I would not lend money to anyone here. They are untrustworthy. Thus the banks already know this and will take your Collateral. I also found out that as a foreigner even with a written contract it is very hard to foreclose on someone property. Takes years and lawyers.. Let them choke instead.

          • Melchor

            Indians are born liars and hide real intentions. You should be careful with what they say.

            http://www.theweek.in/theweek/business/to-tackle-the-rising-cases-of-cv-frauds.html

            http://www.techinsurgent.com/post/2009/12/04/Deceitful-Desi-Busted-For-Plagiarizm-About-H-1Bs.aspx
            “This comes as no shock to those of us in I.T., who are faced with the lies and scams of Indians DAILY. But what is nice is to see the general public reluctantly and ashamedly acknowledge the RAMPANT CULTURE OF DECEIT THAT IS PART OF THE INDIAN DNA:”

            https://www.quora.com/Do-Indians-lie-more-than-others
            Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with Indians and you will sleep better and have your peace of mind.

          • Harper

            Wow….. Talk about bigots…. You say Indians are born Liars Oddly the same can be said about other cultures… You Claim Indians Hide there intentions You can never tell anyone intentions here.
            What you say is also the cultural norms for 85% of people in here. Just a personal estimate. I have met a few Indians here and I must admit I do not seek money and they do not lie or try to cheat me. In fact I found them Honest and Giving people. And Again I am not Indian or even descended from India.

          • Melchor

            Do Indians lie more than others?
            2 Answers
            Athi S Sundar
            Athi S Sundar, HR Advisor in SC/ST issues; 4 years Experience in a major PSU.
            Written Jul 7, 2016
            Do Indians lie and cheat a lot more than others ?

            Do we, Indians lie and cheat a lot ?I don’t know for sure.But,at least that is the impression one gets after reading the following comments of foreigners found in a popular NRI website -Why Indians Lie | Cannot Say No | Lying .

            Helen: When I was in India everyone lied and cheated. When I asked why they are so dishonest, he just laughed and put a cigar in his mouth like he was a big man. He stopped laughing when I had him thrown out of Hong Kong. He called me and said he couldn’t sleep all night because he was deported. It was my time to laugh.

            Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with Indians and you will sleep better and have your peace of mind.

            Marie:Indians have never told me the truth. They are so arrogant and if you let them in your house after you have known them for months, they will push you down on your carpet and try to rape you. I think they are pigs. They also murder their wives much more than any other country. An Indian man just killed his wife in Hanover, Maryland at Dunkin Donuts where they both worked. Also, another Indian and his mother killed his wife after she bore him two sons. Indians make me feel ill, so when I see one at the store I spit on them.

            An American:And they will continue to lie to the point of being delusional! Look at the post from this clown: They’ll ALWAYS find a way to conjure up fake stories. None of the things he/she claimed on the list are true.

            Margi Dianne: I absolutely disagree with your romanticising the Indian ‘Lying’ habit. It can have extremely sinister consequences and we need to prevent their habit to be acceptable in the workplace at all cost.I work with lots of Indian Doctors and Nurses in a critical care setting. They continue to lie about having done a particular task for fear of being found out that either they forgot to do it, or worse; that they do not know how to do it. The consequence in a life and death situation can be fatal. Mistakes and epic disasters are either occurring or narrowly being avoided when it is found out that to save face they are lying continuously.

            I am speaking of 34 years experience in working with Indian ‘professionals’, and whilst some may find this unpleasant trait endearing, I find it alarming with possible sinister outcomes.

            Anne trophy:….and I thought only the Indians I have met are liars. Thank you for pointing out it’s genetic. Now I know where my daughter got it from: HER FATHER’S side of the family. Poor girl…

            Sick_of_indians :Indians are the most disgusting horrible people in the world – yes this is the reality of Indians which most people dont know. Everyone thinks Indians are peaceful and harmless, when in fact they are the most filthy, corrupt, violent, angry, hate filled. Jealous, dishonest, nasty people on this planet. I have spent a lot of time all over the world, in western and eastern europe, america, thailand, singapore, middle east etc….and never have i come across people worse than Indians….they are truly horrible. Even if u make an Indian friend they will lie about their entire life and many other things…..it must be in their blood maybe and the worst part is they are very dysfunctional as a society, very greedy, very money hungry even if they have a lot of money and very sick minded people. I really do not want to interact with any indians again, i cant go into the bad experiences ive had with indians but now ive had enough, they are very bad people and impossible to deal with. Maybe they s are forced to become bad because india is the most disgusting dirty country in the world…when the quality of life is so low, government totally useless and a system corrupt to the core then what else can u expect the people to be like?(Many more are there)

            Are the impressions recorded true?

            On the face of it ,every Indian would wish it is not true.But ,let us all do an earnest introspective exercise and find out ,if what they say of Indians is true.Recently I was helping an African student in India ,with disposing off his used furniture as he was leaving India for good. We were listing the age of various items for selling it through OLX,I found most of the items were 2 years old but there was 1 piece that was 3 years old.I had the usual Indian tendency to bracket it together and felt it ok to list that piece also as 2 year old !But,to my surprise I found the foreign student insisting me to put it as 3 years old as it was actually 3 years old!Suddenly,in a split of a second,it flashed across my mind that I was actually lying ,without my conscious knowledge ,while listing a 3 year old as 2 year old.Perhaps,I was not aware of what I was doing but nevertheless doing it like all other Indians do.

            I was working in a PSU office and I found the head of the office, a ML ie,Master of Lies and almost all other colleagues BL-Bachelor of Lies.For every sentence they speak,20 to 40% lies is quite an average.My Mom gets a call asking for my dad.My Dad asks her to tell that he is not in the house,all through sign language.I watch it and learn the soft technique of lying.Our children lie so much as they see us lying so openly.Govt is no better as it also lies a lot.For example,when they claim that Hindi is spoken by majority Indians,the language of ’lying’ and not Hindi, becomes the real national language!’Yoga’ they claim has nothing to do with religion,even as they are aware that Hindu God Siva is the Maha Yogi.!In India ,the Govt lies to the Courts,MPs lies in the Parliament and common man on the streets!But,after doing all this, we claim’Satyameta Jayete’(Truth alone triumphs)as our motto!

            Is it not time we admit, this our short coming,say ‘sorry’ and correct ourselves ?Or should we just continue with the game of simply denying the fact again?Let us take the right decision so that the coming generations at least would live in truth!

          • Melchor
          • Melchor

            http://www.culturallyindian.com/she-asked-me-why-do-indians-lie-is-it-in-your-culture-i-answered-yes/

            She asked Me – “Why do Indians lie? Is it in your Culture?” I answered YES.

            It was a day when I answered a question. A question that never before existed for me, or I never thought about it, why? coz I am an Indian too.
            Being a freelance Web Developer, I often get occassions to talk to foreign clients about the projects and other stuff. But on that particular day, me and my client went into some overhead conversations about my country(India) and her country(US).

            She asked me many questions, about Indian Tradition, My religion and many other things about India. She told me that she has already visited India two times before and that too for long duration and has seen almost all the states of India. She told me so many nice things about my Country. It was then finally when
            She asked me:-

            “Why do people in India lie? I have visited Delhi and Agra too, and I don’t remember any single person who didn’t lied to me. I have visited 48 countries till now but people in India were horrible.

            The Rickshaw wala, The auto wala, Even the taxi driver who took us from Delhi to Agra. The Taxi driver lied to me the whole way till Agra, he just wanted money and only money. So he lied where ever he could.
            Before hiring you, I hired many people from India to work for me. They all lied to me about my website issues. They gave me false pricing. They never even delivered me things that they commited to deliver at that price. So my question to you is, Why do Indians lie? Why can’t they just tell the truth? And who teaches them to lie to every person, just to snatch little extra money from other people?

            Do their parents taught them to tell a lie since childhood? Or did they themselves learned from their parents coz they watched their parents lying to other people?”

            She just kept on firing questions to me as if she was extremely fed up with what she had experienced with Indians. I had no answer to her questions, infact she herself had the answer.

            So, finally I said

            “Yes!! In India, parents teach their children to tell a lie to other people. They learn from their parents to make false promises, to just think about money, coz people here just don’t think what bad impression they are leaving on their children right from childhood to teenage, by telling lie to other people in front of them.

            Children make their parents, their ideal. They learn what their parents teach them. So for people like this, lying at every event has become an Indian Culture. This culture is inherited from one generation to another. No one here thinks what impact it is going to make to the world”.

          • Harper

            I did read through the materials you wrote and the website … Thank You… As I read I thought to myself This sounds so much like the Philippines. I have never met or dealt with a company here that did not outright lie or try to cheat somehow. every store when asked a question about product usually lies. Buying a house is problematic at best., But even selling the house the developers is cheating… They Take lying and cheating to a level I did not know existed. I have told a developer that not one word comes out with any truth at all. Government department will lie to your face. At one time I had to get a TIN just to renew a drivers License..Found out later it was BS. If you are a foreigner here you are considered stupid and fair game by every Taxi, tricycle or jeep knee driver. Our worker pays 20 P to come to my house yet If I go to there house the driver charges 50P. Go to the city market and the difference in prices is usually 100% more.. One day I saw a sign saying apples were 2 for 25P. I went to the next stall in the market and was told 25p each. Over the years I learned not to believe anyone here that includes Doctors .. Before I buy med I check what is prescribed. All this is just my own experience here. I know you will say why are you here.. Shit it does not snow here….And pensions go farther… So the point is you cannot point to Indians only.. No Matter what you read , maybe the writer had a bone to pick or his girlfriend had been Indian…

          • Melchor

            http://www.culturallyindian.com/she-asked-me-why-do-indians-lie-is-it-in-your-culture-i-answered-yes/

            She asked Me – “Why do Indians lie? Is it in your Culture?” I answered YES.

            She asked Me – “Why do Indians lie? Is it in your Culture?” I answered YES.
            By : Neer Bawra Posted On : June 6, 2015

            unsafe
            It was a day when I answered a question. A question that never before existed for me, or I never thought about it, why? coz I am an Indian too.
            Being a freelance Web Developer, I often get occassions to talk to foreign clients about the projects and other stuff. But on that particular day, me and my client went into some overhead conversations about my country(India) and her country(US).

            She asked me many questions, about Indian Tradition, My religion and many other things about India. She told me that she has already visited India two times before and that too for long duration and has seen almost all the states of India. She told me so many nice things about my Country. It was then finally when
            She asked me:-

            “Why do people in India lie? I have visited Delhi and Agra too, and I don’t remember any single person who didn’t lied to me. I have visited 48 countries till now but people in India were horrible.

            The Rickshaw wala, The auto wala, Even the taxi driver who took us from Delhi to Agra. The Taxi driver lied to me the whole way till Agra, he just wanted money and only money. So he lied where ever he could.
            Before hiring you, I hired many people from India to work for me. They all lied to me about my website issues. They gave me false pricing. They never even delivered me things that they commited to deliver at that price. So my question to you is, Why do Indians lie? Why can’t they just tell the truth? And who teaches them to lie to every person, just to snatch little extra money from other people?

            Do their parents taught them to tell a lie since childhood? Or did they themselves learned from their parents coz they watched their parents lying to other people?”

            She just kept on firing questions to me as if she was extremely fed up with what she had experienced with Indians. I had no answer to her questions, infact she herself had the answer.

            So, finally I said

            “Yes!! In India, parents teach their children to tell a lie to other people. They learn from their parents to make false promises, to just think about money, coz people here just don’t think what bad impression they are leaving on their children right from childhood to teenage, by telling lie to other people in front of them.

            Children make their parents, their ideal. They learn what their parents teach them. So for people like this, lying at every event has become an Indian Culture. This culture is inherited from one generation to another. No one here thinks what impact it is going to make to the world”.

          • Melchor

            https://www.quora.com/Do-Indians-lie-more-than-others

            Do Indians lie more than others?
            2 Answers
            Athi S Sundar
            Athi S Sundar, HR Advisor in SC/ST issues; 4 years Experience in a major PSU.
            Written Jul 7, 2016
            Do Indians lie and cheat a lot more than others ?

            Do we, Indians lie and cheat a lot ?I don’t know for sure.But,at least that is the impression one gets after reading the following comments of foreigners found in a popular NRI website -Why Indians Lie | Cannot Say No | Lying .

            Helen: When I was in India everyone lied and cheated. When I asked why they are so dishonest, he just laughed and put a cigar in his mouth like he was a big man. He stopped laughing when I had him thrown out of Hong Kong. He called me and said he couldn’t sleep all night because he was deported. It was my time to laugh.

            Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with Indians and you will sleep better and have your peace of mind.

            Marie:Indians have never told me the truth. They are so arrogant and if you let them in your house after you have known them for months, they will push you down on your carpet and try to rape you. I think they are pigs. They also murder their wives much more than any other country. An Indian man just killed his wife in Hanover, Maryland at Dunkin Donuts where they both worked. Also, another Indian and his mother killed his wife after she bore him two sons. Indians make me feel ill, so when I see one at the store I spit on them.

            An American:And they will continue to lie to the point of being delusional! Look at the post from this clown: They’ll ALWAYS find a way to conjure up fake stories. None of the things he/she claimed on the list are true.

            Margi Dianne: I absolutely disagree with your romanticising the Indian ‘Lying’ habit. It can have extremely sinister consequences and we need to prevent their habit to be acceptable in the workplace at all cost.I work with lots of Indian Doctors and Nurses in a critical care setting. They continue to lie about having done a particular task for fear of being found out that either they forgot to do it, or worse; that they do not know how to do it. The consequence in a life and death situation can be fatal. Mistakes and epic disasters are either occurring or narrowly being avoided when it is found out that to save face they are lying continuously.

            I am speaking of 34 years experience in working with Indian ‘professionals’, and whilst some may find this unpleasant trait endearing, I find it alarming with possible sinister outcomes.

            Anne trophy:….and I thought only the Indians I have met are liars. Thank you for pointing out it’s genetic. Now I know where my daughter got it from: HER FATHER’S side of the family. Poor girl…

            Sick_of_indians :Indians are the most disgusting horrible people in the world – yes this is the reality of Indians which most people dont know. Everyone thinks Indians are peaceful and harmless, when in fact they are the most filthy, corrupt, violent, angry, hate filled. Jealous, dishonest, nasty people on this planet. I have spent a lot of time all over the world, in western and eastern europe, america, thailand, singapore, middle east etc….and never have i come across people worse than Indians….they are truly horrible. Even if u make an Indian friend they will lie about their entire life and many other things…..it must be in their blood maybe and the worst part is they are very dysfunctional as a society, very greedy, very money hungry even if they have a lot of money and very sick minded people. I really do not want to interact with any indians again, i cant go into the bad experiences ive had with indians but now ive had enough, they are very bad people and impossible to deal with. Maybe they s are forced to become bad because india is the most disgusting dirty country in the world…when the quality of life is so low, government totally useless and a system corrupt to the core then what else can u expect the people to be like?(Many more are there)

            Are the impressions recorded true?

            On the face of it ,every Indian would wish it is not true.But ,let us all do an earnest introspective exercise and find out ,if what they say of Indians is true.Recently I was helping an African student in India ,with disposing off his used furniture as he was leaving India for good. We were listing the age of various items for selling it through OLX,I found most of the items were 2 years old but there was 1 piece that was 3 years old.I had the usual Indian tendency to bracket it together and felt it ok to list that piece also as 2 year old !But,to my surprise I found the foreign student insisting me to put it as 3 years old as it was actually 3 years old!Suddenly,in a split of a second,it flashed across my mind that I was actually lying ,without my conscious knowledge ,while listing a 3 year old as 2 year old.Perhaps,I was not aware of what I was doing but nevertheless doing it like all other Indians do.

            I was working in a PSU office and I found the head of the office, a ML ie,Master of Lies and almost all other colleagues BL-Bachelor of Lies.For every sentence they speak,20 to 40% lies is quite an average.My Mom gets a call asking for my dad.My Dad asks her to tell that he is not in the house,all through sign language.I watch it and learn the soft technique of lying.Our children lie so much as they see us lying so openly.Govt is no better as it also lies a lot.For example,when they claim that Hindi is spoken by majority Indians,the language of ’lying’ and not Hindi, becomes the real national language!’Yoga’ they claim has nothing to do with religion,even as they are aware that Hindu God Siva is the Maha Yogi.!In India ,the Govt lies to the Courts,MPs lies in the Parliament and common man on the streets!But,after doing all this, we claim’Satyameta Jayete’(Truth alone triumphs)as our motto!

            Is it not time we admit, this our short coming,say ‘sorry’ and correct ourselves ?Or should we just continue with the game of simply denying the fact again?Let us take the right decision so that the coming generations at least would live in truth!

          • Perry

            i think you are changing diaper since last couple of years and not able to buy bicycle, because you are talent less for sure

      • Melchor

        In the 60s Indians only exist in big cities and cater to those who can afford to pay the interest. they speak good english and respectable tagalog.

        Today the most of these indians speak only broken english and cant speak the local language. its is obvious they are here for tourist visa of some kind. They are spread even to the remotest area of the country. It seems it is already a syndicate and exploit the very poor already the instance they arrive from india.

        • Paramjeet Singh

          the most English in the world is being spoken in India, I think you have a delusion or some Hallucination kind of decease, go and get yourself diagnosed in mental hospital

          • Melchor

            https://www.quora.com/Do-Indians-lie-more-than-others

            Do Indians lie more than others?
            2 Answers
            Athi S Sundar
            Athi S Sundar, HR Advisor in SC/ST issues; 4 years Experience in a major PSU.
            Written Jul 7, 2016
            Do Indians lie and cheat a lot more than others ?

            Do we, Indians lie and cheat a lot ?I don’t know for sure.But,at least that is the impression one gets after reading the following comments of foreigners found in a popular NRI website -Why Indians Lie | Cannot Say No | Lying .

            Helen: When I was in India everyone lied and cheated. When I asked why they are so dishonest, he just laughed and put a cigar in his mouth like he was a big man. He stopped laughing when I had him thrown out of Hong Kong. He called me and said he couldn’t sleep all night because he was deported. It was my time to laugh.

            Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with Indians and you will sleep better and have your peace of mind.

            Marie:Indians have never told me the truth. They are so arrogant and if you let them in your house after you have known them for months, they will push you down on your carpet and try to rape you. I think they are pigs. They also murder their wives much more than any other country. An Indian man just killed his wife in Hanover, Maryland at Dunkin Donuts where they both worked. Also, another Indian and his mother killed his wife after she bore him two sons. Indians make me feel ill, so when I see one at the store I spit on them.

            An American:And they will continue to lie to the point of being delusional! Look at the post from this clown: They’ll ALWAYS find a way to conjure up fake stories. None of the things he/she claimed on the list are true.

    • Melchor

      At least your nieghbour spends her money here in the country. With the Indians they send it back to India. That’s money of the poor vendor going out of the country.

  • freedash22

    These Indians who exploit Filipinos should immediately be charged and deported. We should also do this for the Chinese and Filipinos who practice the same. This is financial slavery at work.

    “The interest in the “5-6” lending activity is legal after the repeal of the Usury Law and the removal of the interest ceilings, he said, “but we could not accept that kind of interest. In civil cases, the courts do not recognize that usurious interest rate.””

    We need a law to put a cap on interest rates. Someone in the past government took big money to repeal this law which protects Filipinos from financial exploitation.

    • Melchor

      With Filipinos doing 5-6 at least the money stays in the Philippines. With the Indians the money is siphoned back to India.

      They are mostly illegal stayers in the country so they should be jailed and after their jail term sent back to where they come from.

      • Harper

        Hello you sound jealous.. Tell me what is the difference from Filippino OFW sending their money back here and the Indians sending money to their family. I think it is wrong to charge so much interest not regarding they are foreigners. Makes more sense to send them back ASAP instead of burdening the jails system and the cost being borne by the tax payers.

        • Melchor

          filipinos send from abroad hard earned money. Its money earned with both the employers and employee are happy with the services done by the the filipinos.

          The Indians send usurped money. its the lifeline of the very very poor they are siphoning to Indian for their own luxuries. got the point.

          If you’re and Indian simply you will disagree!

          • Harper

            Melchor I understand but you are splitting Pubic hairs . The Lenders work hard to get their loaned money Back, Chasing down People. You are blaming foreigners for the stupidity of some people. They knew upfront what the cost were. I do believe the charges are too high but they knew. Complainers are the ones that do not want to pay their Utang. NO I AM NOT FROM INDIA. However I do not sit and judge just because the locals are dumb to borrow 5-6.
            If they are here on a Tourist visa the business they are running is very illegal deport them for that reason.

          • Paramjeet Singh

            Lol, dont you think people serving your people door to door giving them loan for their need . you are very makapal.

            I want to really request my all Indian people to stop giving loans to locals

          • Melchor

            I want to phrase this correctly. So I’ll give a bit of a back story.
            http://www.sciforums.com/threads/indians-and-lying.114891/
            In January I started my new career as an executive recruiter for the IT industry. I have a specialty in recruiting corporate executives for permanent placement along with hourly contractors in QA, C/C++ Programmers, Network Architects, Business Intelligence Analysts (esp. QlikView) and IBM software suite (Tivoli, AIX & Websphere). It’s been an interesting ride and one that has the potential for being a career-til-retirement.

            So, my first day on the job my boss (who’s a little crass) says, “Dan. Word of advice. Never trust Indians. They are all liars and will lie to your face and then lie again even if they are caught.”

            I thought, “Huh. That was a little racist.” And carried on.

            The next week I was at our corporate headquarters and an INDIAN recruiter from Ottawa said to me [to paraphrase], “Dan, this will sound weird, but take it from me as an Indian. Indian contractors will lie through their teeth. They are the biggest liars on earth.” Which prompted an interesting conversation as to whether I could trust her.

            Anyhoo, over the past 7 months, I’ve experienced first hand the unique cultural difference between Americans and fresh-off-the-boat Indians that I’m trying to be scientific about. Some people will knee jerk and call it “being a liar” and — frankly — I sympathize. I really don’t get some of the deception I get. And I know, some people like to say “stereotypes don’t apply to everybody” and I hate to sound like a fucking racist, but it’s really hard for me to come up with a single contractor that I’ve dealt with who I didn’t catch in some kind of a lie. Typicals are:
            Wanting to renegotiate the signed contract after the signature and after the close.
            Telling me–constantly–that “they missed work for a sick relative and couldn’t call.”
            Telling me that they have to fly back to India to get married.
            Telling me that they were confused (when, in many cases, they read English better than Americans do).
            Promise to be on time, but are perpetually late.
            I’ve had exactly 16 Indian contractors on payroll and 5 of them have had to be fired for being late. Another three have been suspended. I’ve interviewed at least three times that many (in the USA about half of all IT professionals–at least the high end programmers / developers I deal with, are from the Sub-Continent). The actual quality of work is generally good, but every communication with Indians is always them telling me whatever I want to hear, being uber-deferential and then either disappearing off the face of the earth or just coming up with some weird lie. I don’t get it.

      • Perry

        It shows your hypocrisy , the business should have regulation and a cap on interest . and loan should be documented. this is the right thing
        you are just a hypocrite

  • johnny wang

    ………..DTI has already designed a scheme on how to extend soft loans to small businessmen with an interest of 20% every year, payable in one year…….. and thats where the problem lies…… the Indians and the chinese only charge 7 per cent…. This only happens in the PH where the politicians and leaders top to bottom are corrupt and loot the country themselves from within.

    The poor in the PH have to be grateful to this Indians for helping and assisting them in their business and in feeding themselves and not the World bank or the USA aid agencies. God bless the Indians and the Chinese

    • Melchor

      The indians charge 20% per month they should be singled out. They lie and tells sweeet things to hide their intentions. They dont even speak local language and have broken english. So how can they claim to here in the country for so long. they are illegals.

      the indians Exploit the very very poor. They have a culture of different classes were poor are really exploited. They are bringing that to the Philippines illegally usurping the poor vendors. Parasitic as they allow these vendors to have enough money to go on daily business and siphoning their profits to the 20% interest they charge every month. And they call it helped… ITS EXPLOITATION.

  • Melchor

    Indians are not helping as what they claim.They pretend to help and argue that they help. They are the ones that wanted to be helped earn 20% a month from the money they lend to poor helpless vendors. Without the Indians other lenders will fill the vacuum. The Indians are here even without legal documents. Are you not wondering why? That is illegal already how much more lending at 20% a month to be able to send money back to India.

    A few of the lenders may not be able to pay that rate and disappear because they don’t have money to pay the capital earnings just go to the interest that is so high. its because the rate is so high that some can not anymore pay. Is that help? That is plain exploitation. Its a parasitic exploitation by the indians. It’s NOT HELP. ITS EXPlOITATION.

    • Paramjeet Singh

      do you know how cheap priced Medicines are coming from Indian to Philipines ?
      do you know how blunderies price of same medicine from Europe./US
      do you believe in your neighbour who supply fake food

      • Melchor
        • Perry

          OMG you are a kind of crap on earth

          • Melchor

            https://www.quora.com/Do-Indians-lie-more-than-others

            Do Indians lie and cheat a lot more than others ?
            Do we, Indians lie and cheat a lot ?I don’t know for sure.But,at least that is the impression one gets after reading the following comments of foreigners found in a popular NRI website -Why Indians Lie | Cannot Say No | Lying .
            Sick_of_indians :Indians are the most disgusting horrible people in the world – yes this is the reality of Indians which most people dont know. Everyone thinks Indians are peaceful and harmless, when in fact they are the most filthy, corrupt, violent, angry, hate filled. Jealous, dishonest, nasty people on this planet. I have spent a lot of time all over the world, in western and eastern europe, america, thailand, singapore, middle east etc….and never have i come across people worse than Indians….they are truly horrible. Even if u make an Indian friend they will lie about their entire life and many other things…..it must be in their blood maybe and the worst part is they are very dysfunctional as a society, very greedy, very money hungry even if they have a lot of money and very sick minded people. I really do not want to interact with any indians again, i cant go into the bad experiences ive had with indians but now ive had enough, they are very bad people and impossible to deal with. Maybe they s are forced to become bad because india is the most disgusting dirty country in the world…when the quality of life is so low, government totally useless and a system corrupt to the core then what else can u expect the people to be like?(Many more are there)

          • Melchor

            https://www.quora.com/Do-Indians-lie-more-than-others

            Do Indians lie more than others?
            2 Answers
            Athi S Sundar
            Athi S Sundar, HR Advisor in SC/ST issues; 4 years Experience in a major PSU.
            Written Jul 7, 2016
            Do Indians lie and cheat a lot more than others ?

            Do we, Indians lie and cheat a lot ?I don’t know for sure.But,at least that is the impression one gets after reading the following comments of foreigners found in a popular NRI website -Why Indians Lie | Cannot Say No | Lying .

            Helen: When I was in India everyone lied and cheated. When I asked why they are so dishonest, he just laughed and put a cigar in his mouth like he was a big man. He stopped laughing when I had him thrown out of Hong Kong. He called me and said he couldn’t sleep all night because he was deported. It was my time to laugh.

            Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with Indians and you will sleep better and have your peace of mind.

            Marie:Indians have never told me the truth. They are so arrogant and if you let them in your house after you have known them for months, they will push you down on your carpet and try to rape you. I think they are pigs. They also murder their wives much more than any other country. An Indian man just killed his wife in Hanover, Maryland at Dunkin Donuts where they both worked. Also, another Indian and his mother killed his wife after she bore him two sons. Indians make me feel ill, so when I see one at the store I spit on them.

            An American:And they will continue to lie to the point of being delusional! Look at the post from this clown: They’ll ALWAYS find a way to conjure up fake stories. None of the things he/she claimed on the list are true.

            Margi Dianne: I absolutely disagree with your romanticising the Indian ‘Lying’ habit. It can have extremely sinister consequences and we need to prevent their habit to be acceptable in the workplace at all cost.I work with lots of Indian Doctors and Nurses in a critical care setting. They continue to lie about having done a particular task for fear of being found out that either they forgot to do it, or worse; that they do not know how to do it. The consequence in a life and death situation can be fatal. Mistakes and epic disasters are either occurring or narrowly being avoided when it is found out that to save face they are lying continuously.

            I am speaking of 34 years experience in working with Indian ‘professionals’, and whilst some may find this unpleasant trait endearing, I find it alarming with possible sinister outcomes.

            Anne trophy:….and I thought only the Indians I have met are liars. Thank you for pointing out it’s genetic. Now I know where my daughter got it from: HER FATHER’S side of the family. Poor girl…

            Sick_of_indians :Indians are the most disgusting horrible people in the world – yes this is the reality of Indians which most people dont know. Everyone thinks Indians are peaceful and harmless, when in fact they are the most filthy, corrupt, violent, angry, hate filled. Jealous, dishonest, nasty people on this planet. I have spent a lot of time all over the world, in western and eastern europe, america, thailand, singapore, middle east etc….and never have i come across people worse than Indians….they are truly horrible. Even if u make an Indian friend they will lie about their entire life and many other things…..it must be in their blood maybe and the worst part is they are very dysfunctional as a society, very greedy, very money hungry even if they have a lot of money and very sick minded people. I really do not want to interact with any indians again, i cant go into the bad experiences ive had with indians but now ive had enough, they are very bad people and impossible to deal with. Maybe they s are forced to become bad because india is the most disgusting dirty country in the world…when the quality of life is so low, government totally useless and a system corrupt to the core then what else can u expect the people to be like?(Many more are there)

            Are the impressions recorded true?

            On the face of it ,every Indian would wish it is not true.But ,let us all do an earnest introspective exercise and find out ,if what they say of Indians is true.Recently I was helping an African student in India ,with disposing off his used furniture as he was leaving India for good. We were listing the age of various items for selling it through OLX,I found most of the items were 2 years old but there was 1 piece that was 3 years old.I had the usual Indian tendency to bracket it together and felt it ok to list that piece also as 2 year old !But,to my surprise I found the foreign student insisting me to put it as 3 years old as it was actually 3 years old!Suddenly,in a split of a second,it flashed across my mind that I was actually lying ,without my conscious knowledge ,while listing a 3 year old as 2 year old.Perhaps,I was not aware of what I was doing but nevertheless doing it like all other Indians do.

            I was working in a PSU office and I found the head of the office, a ML ie,Master of Lies and almost all other colleagues BL-Bachelor of Lies.For every sentence they speak,20 to 40% lies is quite an average.My Mom gets a call asking for my dad.My Dad asks her to tell that he is not in the house,all through sign language.I watch it and learn the soft technique of lying.Our children lie so much as they see us lying so openly.Govt is no better as it also lies a lot.For example,when they claim that Hindi is spoken by majority Indians,the language of ’lying’ and not Hindi, becomes the real national language!’Yoga’ they claim has nothing to do with religion,even as they are aware that Hindu God Siva is the Maha Yogi.!In India ,the Govt lies to the Courts,MPs lies in the Parliament and common man on the streets!But,after doing all this, we claim’Satyameta Jayete’(Truth alone triumphs)as our motto!

            Is it not time we admit, this our short coming,say ‘sorry’ and correct ourselves ?Or should we just continue with the game of simply denying the fact again?Let us take the right decision so that the coming generations at least would live in truth!

        • Perry

          At present, Indian companies already have presence in the
          Philippines. These companies include Aditya Birla Minacs Philippines
          Inc., Hinduja Global Solutions Limited, L&T Infotech, Biostadt
          India, Lupin Ltd., State Bank of India, The New india Assurance Co.
          Ltd., Wipro BPO Phils. Ltd., and Infosys BPO Ltd.

          Also in the Philippines are Zydus Cadila, Claris Lifesciences Ltd,
          Tata Consultancy Services, Infosys Technologies, Wipro, Cognizant, HCL
          Technologies, Genpact Intelenet Global Services, Tech Mahindra, Aegis
          Ltd. (People Support), WNS Global Services, Syntel Inc., Apatech Ltd.,
          Headstrong, Interglobe Technologies, Virtusa, and Tata Motors.

          Read more: https://business.inquirer.net/167010/indian-businessmen-interested-in-setting-up-firms-in-ph#ixzz4Vd9kEnnM

    • Perry

      see this

      At present, Indian companies already have presence in the
      Philippines. These companies include Aditya Birla Minacs Philippines
      Inc., Hinduja Global Solutions Limited, L&T Infotech, Biostadt
      India, Lupin Ltd., State Bank of India, The New india Assurance Co.
      Ltd., Wipro BPO Phils. Ltd., and Infosys BPO Ltd.

      Also in the Philippines are Zydus Cadila, Claris Lifesciences Ltd,
      Tata Consultancy Services, Infosys Technologies, Wipro, Cognizant, HCL
      Technologies, Genpact Intelenet Global Services, Tech Mahindra, Aegis
      Ltd. (People Support), WNS Global Services, Syntel Inc., Apatech Ltd.,
      Headstrong, Interglobe Technologies, Virtusa, and Tata Motors.

      Read more: https://business.inquirer.net/167010/indian-businessmen-interested-in-setting-up-firms-in-ph#ixzz4Vd9kEnnM

      Follow us: @inquirerdotnet on Twitter | inquirerdotnet on Facebook

  • Melchor

    Ask the Filipinos in the middle east how indians behave there. They will tell you of the indians’ trickery.

    Don’t make the filipinos bad instead of the indian parasites sucking the lifeline of the very very poor just to have lots of money to be sent to India.

    These indians does even know how to speak the local language.

  • Melchor

    https://www.quora.com/Do-Indians-lie-more-than-others
    Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with Indians and you will sleep better and have your peace of mind.

  • Melchor

    https://www.quora.com/Do-Indians-lie-more-than-others

    Do Indians lie more than others?
    2 Answers
    Athi S Sundar
    Athi S Sundar, HR Advisor in SC/ST issues; 4 years Experience in a major PSU.
    Written Jul 7, 2016
    Do Indians lie and cheat a lot more than others ?

    Do we, Indians lie and cheat a lot ?I don’t know for sure.But,at least that is the impression one gets after reading the following comments of foreigners found in a popular NRI website -Why Indians Lie | Cannot Say No | Lying .

    Helen: When I was in India everyone lied and cheated. When I asked why they are so dishonest, he just laughed and put a cigar in his mouth like he was a big man. He stopped laughing when I had him thrown out of Hong Kong. He called me and said he couldn’t sleep all night because he was deported. It was my time to laugh.

    Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with Indians and you will sleep better and have your peace of mind.

    Marie:Indians have never told me the truth. They are so arrogant and if you let them in your house after you have known them for months, they will push you down on your carpet and try to rape you. I think they are pigs. They also murder their wives much more than any other country. An Indian man just killed his wife in Hanover, Maryland at Dunkin Donuts where they both worked. Also, another Indian and his mother killed his wife after she bore him two sons. Indians make me feel ill, so when I see one at the store I spit on them.

    An American:And they will continue to lie to the point of being delusional! Look at the post from this clown: They’ll ALWAYS find a way to conjure up fake stories. None of the things he/she claimed on the list are true.

    Margi Dianne: I absolutely disagree with your romanticising the Indian ‘Lying’ habit. It can have extremely sinister consequences and we need to prevent their habit to be acceptable in the workplace at all cost.I work with lots of Indian Doctors and Nurses in a critical care setting. They continue to lie about having done a particular task for fear of being found out that either they forgot to do it, or worse; that they do not know how to do it. The consequence in a life and death situation can be fatal. Mistakes and epic disasters are either occurring or narrowly being avoided when it is found out that to save face they are lying continuously.

    I am speaking of 34 years experience in working with Indian ‘professionals’, and whilst some may find this unpleasant trait endearing, I find it alarming with possible sinister outcomes.

    Anne trophy:….and I thought only the Indians I have met are liars. Thank you for pointing out it’s genetic. Now I know where my daughter got it from: HER FATHER’S side of the family. Poor girl…

    Sick_of_indians :Indians are the most disgusting horrible people in the world – yes this is the reality of Indians which most people dont know. Everyone thinks Indians are peaceful and harmless, when in fact they are the most filthy, corrupt, violent, angry, hate filled. Jealous, dishonest, nasty people on this planet. I have spent a lot of time all over the world, in western and eastern europe, america, thailand, singapore, middle east etc….and never have i come across people worse than Indians….they are truly horrible. Even if u make an Indian friend they will lie about their entire life and many other things…..it must be in their blood maybe and the worst part is they are very dysfunctional as a society, very greedy, very money hungry even if they have a lot of money and very sick minded people. I really do not want to interact with any indians again, i cant go into the bad experiences ive had with indians but now ive had enough, they are very bad people and impossible to deal with. Maybe they s are forced to become bad because india is the most disgusting dirty country in the world…when the quality of life is so low, government totally useless and a system corrupt to the core then what else can u expect the people to be like?(Many more are there)

    Are the impressions recorded true?

    On the face of it ,every Indian would wish it is not true.But ,let us all do an earnest introspective exercise and find out ,if what they say of Indians is true.Recently I was helping an African student in India ,with disposing off his used furniture as he was leaving India for good. We were listing the age of various items for selling it through OLX,I found most of the items were 2 years old but there was 1 piece that was 3 years old.I had the usual Indian tendency to bracket it together and felt it ok to list that piece also as 2 year old !But,to my surprise I found the foreign student insisting me to put it as 3 years old as it was actually 3 years old!Suddenly,in a split of a second,it flashed across my mind that I was actually lying ,without my conscious knowledge ,while listing a 3 year old as 2 year old.Perhaps,I was not aware of what I was doing but nevertheless doing it like all other Indians do.

    I was working in a PSU office and I found the head of the office, a ML ie,Master of Lies and almost all other colleagues BL-Bachelor of Lies.For every sentence they speak,20 to 40% lies is quite an average.My Mom gets a call asking for my dad.My Dad asks her to tell that he is not in the house,all through sign language.I watch it and learn the soft technique of lying.Our children lie so much as they see us lying so openly.Govt is no better as it also lies a lot.For example,when they claim that Hindi is spoken by majority Indians,the language of ’lying’ and not Hindi, becomes the real national language!’Yoga’ they claim has nothing to do with religion,even as they are aware that Hindu God Siva is the Maha Yogi.!In India ,the Govt lies to the Courts,MPs lies in the Parliament and common man on the streets!But,after doing all this, we claim’Satyameta Jayete’(Truth alone triumphs)as our motto!

    Is it not time we admit, this our short coming,say ‘sorry’ and correct ourselves ?Or should we just continue with the game of simply denying the fact again?Let us take the right decision so that the coming generations at least would live in truth!

  • Melchor

    https://www.quora.com/Do-Indians-lie-more-than-others

    An American:And they will continue to lie to the point of being delusional! Look at the post from this clown: They’ll ALWAYS find a way to conjure up fake stories. None of the things he/she claimed on the list are true.

    Margi Dianne: I absolutely disagree with your romanticising the Indian ‘Lying’ habit. It can have extremely sinister consequences and we need to prevent their habit to be acceptable in the workplace at all cost.I work with lots of Indian Doctors and Nurses in a critical care setting. They continue to lie about having done a particular task for fear of being found out that either they forgot to do it, or worse; that they do not know how to do it. The consequence in a life and death situation can be fatal. Mistakes and epic disasters are either occurring or narrowly being avoided when it is found out that to save face they are lying continuously.

    I am speaking of 34 years experience in working with Indian ‘professionals’, and whilst some may find this unpleasant trait endearing, I find it alarming with possible sinister outcomes.

    Anne trophy:….and I thought only the Indians I have met are liars. Thank you for pointing out it’s genetic. Now I know where my daughter got it from: HER FATHER’S side of the family. Poor girl…

    Sick_of_indians :Indians are the most disgusting horrible people in the world – yes this is the reality of Indians which most people dont know. Everyone thinks Indians are peaceful and harmless, when in fact they are the most filthy, corrupt, violent, angry, hate filled. Jealous, dishonest, nasty people on this planet. I have spent a lot of time all over the world, in western and eastern europe, america, thailand, singapore, middle east etc….and never have i come across people worse than Indians….they are truly horrible. Even if u make an Indian friend they will lie about their entire life and many other things…..it must be in their blood maybe and the worst part is they are very dysfunctional as a society, very greedy, very money hungry even if they have a lot of money and very sick minded people. I really do not want to interact with any indians again, i cant go into the bad experiences ive had with indians but now ive had enough, they are very bad people and impossible to deal with. Maybe they s are forced to become bad because india is the most disgusting dirty country in the world…when the quality of life is so low, government totally useless and a system corrupt to the core then what else can u expect the people to be like?(Many more are there)

  • Melchor

    http://www.culturallyindian.com/she-asked-me-why-do-indians-lie-is-it-in-your-culture-i-answered-yes/
    It was a day when I answered a question. A question that never before existed for me, or I never thought about it, why? coz I am an Indian too.
    Being a freelance Web Developer, I often get occassions to talk to foreign clients about the projects and other stuff. But on that particular day, me and my client went into some overhead conversations about my country(India) and her country(US).

    She asked me many questions, about Indian Tradition, My religion and many other things about India. She told me that she has already visited India two times before and that too for long duration and has seen almost all the states of India. She told me so many nice things about my Country. It was then finally when
    She asked me:-

    “Why do people in India lie? I have visited Delhi and Agra too, and I don’t remember any single person who didn’t lied to me. I have visited 48 countries till now but people in India were horrible.

    The Rickshaw wala, The auto wala, Even the taxi driver who took us from Delhi to Agra. The Taxi driver lied to me the whole way till Agra, he just wanted money and only money. So he lied where ever he could.
    Before hiring you, I hired many people from India to work for me. They all lied to me about my website issues. They gave me false pricing. They never even delivered me things that they commited to deliver at that price. So my question to you is, Why do Indians lie? Why can’t they just tell the truth? And who teaches them to lie to every person, just to snatch little extra money from other people?

    Do their parents taught them to tell a lie since childhood? Or did they themselves learned from their parents coz they watched their parents lying to other people?”

    She just kept on firing questions to me as if she was extremely fed up with what she had experienced with Indians. I had no answer to her questions, infact she herself had the answer.

    So, finally I said

    “Yes!! In India, parents teach their children to tell a lie to other people. They learn from their parents to make false promises, to just think about money, coz people here just don’t think what bad impression they are leaving on their children right from childhood to teenage, by telling lie to other people in front of them.

    Children make their parents, their ideal. They learn what their parents teach them. So for people like this, lying at every event has become an Indian Culture. This culture is inherited from one generation to another. No one here thinks what impact it is going to make to the world”.

    • Inigo Montoya

      Its in their curry.

      • Perry

        I tell you one more thing, Philippine BI make tons of money from Indians (Immigration and many have investors visa with deposit above 20k USD ) govt have to return it.. If they are sacked out of Phil.
        also there are thousads kf student from India.
        they will all stop and multi million$ PH revenue will stop for sure

      • Perry

        in addition your Phil embassy India income will fall immense and ph will burn there hand in this way.. This is after I talk with people there

  • Melchor

    http://www.sciforums.com/threads/indians-and-lying.114891/

    I want to phrase this correctly. So I’ll give a bit of a back story.

    In January I started my new career as an executive recruiter for the IT industry. I have a specialty in recruiting corporate executives for permanent placement along with hourly contractors in QA, C/C++ Programmers, Network Architects, Business Intelligence Analysts (esp. QlikView) and IBM software suite (Tivoli, AIX & Websphere). It’s been an interesting ride and one that has the potential for being a career-til-retirement.

    So, my first day on the job my boss (who’s a little crass) says, “Dan. Word of advice. Never trust Indians. They are all liars and will lie to your face and then lie again even if they are caught.”

    I thought, “Huh. That was a little racist.” And carried on.

    The next week I was at our corporate headquarters and an INDIAN recruiter from Ottawa said to me [to paraphrase], “Dan, this will sound weird, but take it from me as an Indian. Indian contractors will lie through their teeth. They are the biggest liars on earth.” Which prompted an interesting conversation as to whether I could trust her.

    Anyhoo, over the past 7 months, I’ve experienced first hand the unique cultural difference between Americans and fresh-off-the-boat Indians that I’m trying to be scientific about. Some people will knee jerk and call it “being a liar” and — frankly — I sympathize. I really don’t get some of the deception I get. And I know, some people like to say “stereotypes don’t apply to everybody” and I hate to sound like a fucking racist, but it’s really hard for me to come up with a single contractor that I’ve dealt with who I didn’t catch in some kind of a lie. Typicals are:
    Wanting to renegotiate the signed contract after the signature and after the close.
    Telling me–constantly–that “they missed work for a sick relative and couldn’t call.”
    Telling me that they have to fly back to India to get married.
    Telling me that they were confused (when, in many cases, they read English better than Americans do).
    Promise to be on time, but are perpetually late.
    I’ve had exactly 16 Indian contractors on payroll and 5 of them have had to be fired for being late. Another three have been suspended. I’ve interviewed at least three times that many (in the USA about half of all IT professionals–at least the high end programmers / developers I deal with, are from the Sub-Continent). The actual quality of work is generally good, but every communication with Indians is always them telling me whatever I want to hear, being uber-deferential and then either disappearing off the face of the earth or just coming up with some weird lie. I don’t get it.

  • Inigo Montoya

    IF I WAS INDIAN OR PAKISTANI RIGHT NOW, I WILL PACK MY BAGS AND LEAVE THE PHILIPPINES……………. NOW!

    • Perry

      do you know how many call center own by Indian’s in Philippine ,
      You are just a hater , what if trump kick out all filipino out of USA?
      Filipino have no investment in USA, however Indians have billion of

      • Inigo Montoya

        Aha now you are going with this the wrong way. Speaking of who’s who in America. Do you know that Indians are considered the number one migrant liars in America? Hey! Don’t blame me. Blame the INS.

        • Perry

          may be its just your own perception.

          you go and see in Paco indian temple how many beggers go there for free food in night

          • Inigo Montoya

            Weil well well. OK, I have heard of Indian temples providing free food to street people. That is gratefully admired without a doubt. But why is it that you see the dust in my eye, but you can’t see what is in your own eye?
            Twice in the history of India in 1967 and also in 1971 the Philippines was called upon by the USA and the UN to provide food (rice) to the millions of starving Indians and the malnutrition of children’s, because of the famine there. For whatever little we had, we helped.

          • Perry

            Life is to give and take , I am. Not a 5-6 lender I run a small business with 60 local employees.

            Famine thing I tell you it’s inky corruption. India have big lands and we produce enough rice /grains since the civilization starts . Any aid for natural calamity we also serve contribute and remain humble always

            Anyway nice talking to you. I heard Indian people today in temple they might really stop 5-6 and you will see greedy Chinese will take over.
            Indians was so generous in this business so far as there is no force to pay. But let’s see if Chinese enter.. And you know who’s fav they are

          • Inigo Montoya

            Im happy for you and your business. I will be very happy if you can kick out any Filipinos that conducts unlawful businesses in India. India’s contribution to the freedom of navigation of the sea is well noted and highly commended. That gesture alone is more appreciated than any aids.

          • Perry

            I will contact the national stastitcs in India and let you know very soon what kind of aid amount is coming from India
            And if not coming also I will update you

        • Perry

          no.

          • Inigo Montoya

            Ok then. There is nothing else to say.

          • Melchor

            Why no ? Because Indians are liars?

          • Perry

            your hate is praised by you

          • Perry

            Yes , your hate must be praised, they kill already one indian Yesterday in Legaspi

        • Melchor

          Indian call centers are a kind of exploitation. they move from India to the philippines because their staff are viewed as rude and a lot of clients are complaining about their way of dealings. Filipinos are better welcome by world clients. To continue business they set up call centers in the Philippines.

          If they are not here other call centers would have put up businesses.

          • Inigo Montoya

            OK I get it. STAY! Nobody is kicking BPO’s out! Its those individuals that conducts 5-6 business that are being deported. Thats it!

          • Perry

            wow !!, you are a full hate speech towards Indians,
            India is a super power do you have any comments for that, like may be you say we steal nuclear technique or our army is fake or something else ?
            I tell you people like you can only bark and spread hate.

            in your life achieve something dont drag people down because that drag you down

          • Perry

            and also here you Melchor, provoking me to start a huge campaign to stop giving students from India,
            your fake collegages specially in AVIATION are sucking blood of indian students and they are good for nothing
            your Immigration income will drop 75 % if Indians wont live and renew visa. your Revenue in BIR will drop, your Embassy income will drop. your colleges income will drop a huge and huge amount .
            this is a AID direct to goverment, you understand ??

          • Perry

            your hate must be praised, please tell to your government to stop business permits for all Businessmen from India in Philippines,
            I really admire you, you really a great person.

            your hate is phenomenal towards Indians,

            tell also your goverment to stop getting any Help.AID from india for defence as Indians are liars in your views

    • Perry

      At present, Indian companies already have presence in the
      Philippines. These companies include Aditya Birla Minacs Philippines
      Inc., Hinduja Global Solutions Limited, L&T Infotech, Biostadt
      India, Lupin Ltd., State Bank of India, The New india Assurance Co.
      Ltd., Wipro BPO Phils. Ltd., and Infosys BPO Ltd.

      Also in the Philippines are Zydus Cadila, Claris Lifesciences Ltd,
      Tata Consultancy Services, Infosys Technologies, Wipro, Cognizant, HCL
      Technologies, Genpact Intelenet Global Services, Tech Mahindra, Aegis
      Ltd. (People Support), WNS Global Services, Syntel Inc., Apatech Ltd.,
      Headstrong, Interglobe Technologies, Virtusa, and Tata Motors.

      Read more: https://business.inquirer.net/167010/indian-businessmen-interested-in-setting-up-firms-in-ph#ixzz4Vd9kEnnM

      Follow us: @inquirerdotnet on Twitter | inquirerdotnet on Facebook

      • Inigo Montoya

        ARE THESE INDIAN COMPANIES YOU MENTIONED DEALS IN 5-6?

        • Perry

          no they have given empolyment to many locals , and you are spreading hate for all indians to pack bags and go away,
          what will happend if this FDI (strong FDI) companies move from here

      • Melchor

        She asked Me – “Why do Indians lie? Is it in your Culture?” I answered YES.
        By : Neer Bawra Posted On : June 6, 2015

        unsafe
        It was a day when I answered a question. A question that never before existed for me, or I never thought about it, why? coz I am an Indian too.
        Being a freelance Web Developer, I often get occassions to talk to foreign clients about the projects and other stuff. But on that particular day, me and my client went into some overhead conversations about my country(India) and her country(US).

        She asked me many questions, about Indian Tradition, My religion and many other things about India. She told me that she has already visited India two times before and that too for long duration and has seen almost all the states of India. She told me so many nice things about my Country. It was then finally when
        She asked me:-

        “Why do people in India lie? I have visited Delhi and Agra too, and I don’t remember any single person who didn’t lied to me. I have visited 48 countries till now but people in India were horrible.

        The Rickshaw wala, The auto wala, Even the taxi driver who took us from Delhi to Agra. The Taxi driver lied to me the whole way till Agra, he just wanted money and only money. So he lied where ever he could.
        Before hiring you, I hired many people from India to work for me. They all lied to me about my website issues. They gave me false pricing. They never even delivered me things that they commited to deliver at that price. So my question to you is, Why do Indians lie? Why can’t they just tell the truth? And who teaches them to lie to every person, just to snatch little extra money from other people?

        Do their parents taught them to tell a lie since childhood? Or did they themselves learned from their parents coz they watched their parents lying to other people?”

        She just kept on firing questions to me as if she was extremely fed up with what she had experienced with Indians. I had no answer to her questions, infact she herself had the answer.

        So, finally I said

        “Yes!! In India, parents teach their children to tell a lie to other people. They learn from their parents to make false promises, to just think about money, coz people here just don’t think what bad impression they are leaving on their children right from childhood to teenage, by telling lie to other people in front of them.

        Children make their parents, their ideal. They learn what their parents teach them. So for people like this, lying at every event has become an Indian Culture. This culture is inherited from one generation to another. No one here thinks what impact it is going to make to the world”.

    • Melchor

      She asked Me – “Why do Indians lie? Is it in your Culture?” I answered YES.
      By : Neer Bawra Posted On : June 6, 2015

      unsafe
      It was a day when I answered a question. A question that never before existed for me, or I never thought about it, why? coz I am an Indian too.
      Being a freelance Web Developer, I often get occassions to talk to foreign clients about the projects and other stuff. But on that particular day, me and my client went into some overhead conversations about my country(India) and her country(US).

      She asked me many questions, about Indian Tradition, My religion and many other things about India. She told me that she has already visited India two times before and that too for long duration and has seen almost all the states of India. She told me so many nice things about my Country. It was then finally when
      She asked me:-

      “Why do people in India lie? I have visited Delhi and Agra too, and I don’t remember any single person who didn’t lied to me. I have visited 48 countries till now but people in India were horrible.

      The Rickshaw wala, The auto wala, Even the taxi driver who took us from Delhi to Agra. The Taxi driver lied to me the whole way till Agra, he just wanted money and only money. So he lied where ever he could.
      Before hiring you, I hired many people from India to work for me. They all lied to me about my website issues. They gave me false pricing. They never even delivered me things that they commited to deliver at that price. So my question to you is, Why do Indians lie? Why can’t they just tell the truth? And who teaches them to lie to every person, just to snatch little extra money from other people?

      Do their parents taught them to tell a lie since childhood? Or did they themselves learned from their parents coz they watched their parents lying to other people?”

      She just kept on firing questions to me as if she was extremely fed up with what she had experienced with Indians. I had no answer to her questions, infact she herself had the answer.

      So, finally I said

      “Yes!! In India, parents teach their children to tell a lie to other people. They learn from their parents to make false promises, to just think about money, coz people here just don’t think what bad impression they are leaving on their children right from childhood to teenage, by telling lie to other people in front of them.

      Children make their parents, their ideal. They learn what their parents teach them. So for people like this, lying at every event has become an Indian Culture. This culture is inherited from one generation to another. No one here thinks what impact it is going to make to the world”.

      http://www.culturallyindian.com/she-asked-me-why-do-indians-lie-is-it-in-your-culture-i-answered-yes/

  • Yolanda Santos

    The indian money lenders are “necessary evils”. While they practice usury, they provide the service of lending money to those who are in need most and who can’t get loans from banks.

    It’s easy to for Idioterte to say, “arrest and deport them”. Will Idioterte provide these poor Filipinos access to low-interest loans from banks, in the absence of Indian money lenders?

    • Roy

      Evil is Evil. there is no evil that is necessary. Indians are parasites sucking the lifeblood of the very very poor leaving them with no chances of improving there condition as not extra income is retained fro their earnings. The Indians siphoned all of those that could have been saved for their children’s future and send them to India

      • Yolanda Santos

        I agree, but will Idioterte offer low-interest loans to those who can’t borrow from banks?

        • Roy

          So you prefer the poor to have Indian parasites that send their siphoned money back to India for Indian luxury?

          • Perry

            Roy I know I block you before you are same melchor

      • Perry

        Roy, I heard not just poor but many established business owners are also borrowing from Indians. When it comes to turn of returns their payment commitment fails 99% , they delay so much

        I also wish Indians should stop it, and instead Chinese should enter this business in Phil..

        have a great day

        • Roy

          There is value in arguing whether established business borrow from Indians, the fact that the very very poor are being victimized by Indians to the point that they can’t save their earnings for the future of their children is the worst the Indians are doing. Very few of those who are real business minded if ever there is in truth, is sane enough to borrow form theses Indians. They are tricky.
          Why won’t they do it in India? or even somewhere else? Why come all the way down here in the Philippines illegally just if not for the huge profit they usurped from the very very poor which is there real target?

          • Perry

            Lol, you are another hater here, very first Indians are not illegal in fact they pay very hefty amount to immigration.. If Indian stop paying immigration or stop living here ph immigration income will drop. One than 25% in fact thousand of Indians have investors visa which cost 20000$ and every year renewal fees.

            Second Indian not liars many of Indian cheated by Filipinos for millions..

            3rd I also want this 5-6 should be stopped nut only for Indians .. Let Chinese do it and you will see how they are sucking the blood

          • Roy

            Do Indians lie more than others?
            2 Answers
            Athi S Sundar
            Athi S Sundar, HR Advisor in SC/ST issues; 4 years Experience in a major PSU.
            Written Jul 7, 2016
            Do Indians lie and cheat a lot more than others ?

            Do we, Indians lie and cheat a lot ?I don’t know for sure.But,at least that is the impression one gets after reading the following comments of foreigners found in a popular NRI website -Why Indians Lie | Cannot Say No | Lying .

            Helen: When I was in India everyone lied and cheated. When I asked why they are so dishonest, he just laughed and put a cigar in his mouth like he was a big man. He stopped laughing when I had him thrown out of Hong Kong. He called me and said he couldn’t sleep all night because he was deported. It was my time to laugh.

            Covert Harris: Indians are lousy characters! They enjoy cheating and lying because it makes them feel good to lie and cheat others, they feel they have won a price or something when they lie and cheat others. It’s their culture to be dishonest and pretend to be honest by lying and lying continuously. Each time they lie, they laugh in their hearts at the person they lie to for having successfully cheated that person. They feel satisfied by cheating and lying to others. There’s no lousier character in this world than Indians. Be careful at all times. Put up your guards at all times. If at all possible, avoid Indians and walk away when you encounter an Indian. NEVER have anything to do with Indians and you will sleep better and have your peace of mind.

            Marie:Indians have never told me the truth. They are so arrogant and if you let them in your house after you have known them for months, they will push you down on your carpet and try to rape you. I think they are pigs. They also murder their wives much more than any other country. An Indian man just killed his wife in Hanover, Maryland at Dunkin Donuts where they both worked. Also, another Indian and his mother killed his wife after she bore him two sons. Indians make me feel ill, so when I see one at the store I spit on them.

          • Roy

            And you are another liar. Another Indian.

        • Roy

          Indians are liars